For the last few years, mortgage interest rates have been low and stable, but anyone following the news knows this has changed. While still at historically low levels, mortgage rates have become more volatile and are forecasted to continue fluctuating up and down shortly. What does this mean for home buyers? Although the landscape hasContinue reading “Team Hadley Helps You Compete with Cash Offers“
Category Archives: Home Loan Programs
A Mortgage Buydown Can Lower Your Monthly Payment
When mortgage rates are on the rise, as they have been recently, many home buyers are wondering how they can afford a mortgage payment within their budget. We are here to tell you that it is possible to get a competitive rate still – lenders may offer a mortgage financing method called a “mortgage rateContinue reading “A Mortgage Buydown Can Lower Your Monthly Payment“
How Does Cosigning a Mortgage Work?
If your income isn’t high enough to qualify for the mortgage you’re applying for, a cosigner can help. But how does cosigning a mortgage work? A cosigner can help you qualify because their income will be included in the affordability calculations. In some cases, a cosigner may also be able to compensate if you have a less-than-perfect credit.Continue reading “How Does Cosigning a Mortgage Work?”
Don’t Miss These Down Payment Resources in PA
Are you looking for down payment resources in PA? Don’t miss this post for a breakdown of helpful down payment resources that can get you into your new home.
Save Big With These 3 First-Time Home Buyer Tax Credits
Home buyer tax credits can put thousands back in your pocket. Read my post for a breakdown of benefits you may qualify for.
The Pros & Cons for Different Types of Home Loans
Different types of home loans offer various advantages and drawbacks. We cover them all with a quick list of pros & cons. Answers are a click away.
Self-Employed? Learn How Mortgages for Independent Contractors Can Help
As the nature of work continues to change, more people are exploring mortgages for independent contractors. More self-employed people than ever are discovering that homeownership is possible when the right steps are followed.